By Allison Sylte, KUSA-9News One person is dead after an RTD A Line train collided with a vehicle on the tracks in Aurora early this morning. The driver of the vehicle that collided with the train has died, Aurora police confirmed. There were an estimated 58 people aboard the train from Denver Union Station to Denver International Airport during the crash, which happened at around 3:30 a.m. near Smith and Chambers roads. The driver was the only person inside the vehicle, Aurora Fire officials…
Reported by bizjournals 13 hours ago.
9News: Airport train hits vehicle on the tracks; one dead
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1 dead after van hit by Denver’s airport train at crossing
AURORA, Colo. (AP) — One person is dead after being hit by Denver’s airport train at a railroad crossing. The crash happened around 3:30 a.m. Tuesday in Aurora as the train was making its way to the airport. Aurora Police Sgt. Chris Amsler says a van drove onto the tracks as an off-duty police officer […]
Reported by Seattle Times 13 hours ago.
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1 Dead After Van Hit by Denver’s Airport Train at Crossing
AURORA, Colo.—One person is dead after being hit by Denver’s airport train at a railroad crossing.The crash happened around 3:30 a.m. Tuesday in Aurora as the train was making its way to the airport.
Aurora Police Sgt. Chris Amsler … Reported by Epoch Times 13 hours ago.
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Local Family Opens Caring Transitions to Serve Cuyahoga and Chagrin Valley
Caring Transitions of the Cuyahoga and Chagrin Valley serves Aurora, Chagrin Falls, Bainbridge, Huntington Valley, Solon, Gates Mills, Novelty, South Russell, Russell Township, Hudson, Twinsburg, Richfield, Brecksville, Hinckley, Fairlawn, Bath, Montrose, Peninsula, Cuyahoga Falls and Medina County.
Cuyahoga and Chagrin Valley, OH (PRWEB) February 14, 2017
When Diane Blum left her corporate banking career, she knew she was ready to work for herself in a way that could make a true, positive impact on the people in her community. Now Diane is excited to announce that she’s opening a new business with her son, Josh Blum, and her sister, Denise Komoroski – Caring Transitions of the Cuyahoga and Chagrin Valley.
Caring Transitions is America’s largest resource for managing senior relocations as well as downsizing and estate liquidations. In addition to organizing, packing, de-cluttering, moving and resettling, Caring Transitions can handle estate sales, liquidations, and preparing homes for market. Caring Transitions of the Cuyahoga and Chagrin Valley serves Aurora, Chagrin Falls, Bainbridge, Huntington Valley, Solon, Gates Mills, Novelty, South Russell, Russell Township, Hudson, Twinsburg, Richfield, Brecksville, Hinckley, Fairlawn, Bath, Montrose, Peninsula, Cuyahoga Falls and Medina County.
“Denise, Josh and I have all had personal experience with moving my parents. It wasn’t just hard work; it was also extremely emotional and stressful. Then my husband and his brother flew to Florida to move their mom and they just didn’t know what to do – they ended up trashing so much of her stuff. Both of those situations could have been much better with professional help. At Caring Transitions, that’s what we do,” Diane said.
Whether your situation is planned or unexpected, Caring Transitions’ services are perfect for seniors moving in with family or into a safer living situation as well as busy families and people clearing out the home of a loved one who has passed. All of Caring Transitions’ services are customizable, so clients only pay for the services they need – whether that means managing the entire move and estate-clearing or just getting someone resettled into their new place.
“At Caring Transitions, our professional services offer a true peace of mind. When you work with us, you’ll know that we are here to support you through every phase of the project and to take the worry away. Moving, relocating and an clearing estate is stressful – you don’t have to do it alone,” Diane said.
“We’ve been in the situation that many of our clients are in and we understand how hard it can be. Whether your family is down the street or across the country, you need a company you can trust that’s specially trained to work with seniors and families to help you through this challenging time. We want to be there to advocate for you and help you to the next chapter of your life,” she added.
Diane is a Certified Relocation and Transition Specialist, a designation bestowed by an independent organization that evaluates providers of senior relocation services Caring Transitions of the Cuyahoga and Chagrin Valley is bonded and insured and all employees are background-checked. For additional information, contact 330-591-9716, email DBlum(at)CaringTransitions(dot)com or visit http://www.CaringTransitionsCCV.com.
About Caring Transitions
Caring Transitions, founded in 2006, is the first national franchising concept specializing in senior relocation and transition services. With nearly 200 locations throughout the United States all owned and operated by Certified Relocation and Transition Specialists, Caring Transitions provides clients with supportive moves, auctions, rightsizing and transitions. This includes expert advice plus a well-executed transition plan beginning with the initial sorting of personal belongings through packing, shipping and selling of items to the final clearing and cleaning of the property. For more information, visit http://www.caringtransitions.com or visit us on Facebook. Reported by PRWeb 11 hours ago.
Cuyahoga and Chagrin Valley, OH (PRWEB) February 14, 2017
When Diane Blum left her corporate banking career, she knew she was ready to work for herself in a way that could make a true, positive impact on the people in her community. Now Diane is excited to announce that she’s opening a new business with her son, Josh Blum, and her sister, Denise Komoroski – Caring Transitions of the Cuyahoga and Chagrin Valley.
Caring Transitions is America’s largest resource for managing senior relocations as well as downsizing and estate liquidations. In addition to organizing, packing, de-cluttering, moving and resettling, Caring Transitions can handle estate sales, liquidations, and preparing homes for market. Caring Transitions of the Cuyahoga and Chagrin Valley serves Aurora, Chagrin Falls, Bainbridge, Huntington Valley, Solon, Gates Mills, Novelty, South Russell, Russell Township, Hudson, Twinsburg, Richfield, Brecksville, Hinckley, Fairlawn, Bath, Montrose, Peninsula, Cuyahoga Falls and Medina County.
“Denise, Josh and I have all had personal experience with moving my parents. It wasn’t just hard work; it was also extremely emotional and stressful. Then my husband and his brother flew to Florida to move their mom and they just didn’t know what to do – they ended up trashing so much of her stuff. Both of those situations could have been much better with professional help. At Caring Transitions, that’s what we do,” Diane said.
Whether your situation is planned or unexpected, Caring Transitions’ services are perfect for seniors moving in with family or into a safer living situation as well as busy families and people clearing out the home of a loved one who has passed. All of Caring Transitions’ services are customizable, so clients only pay for the services they need – whether that means managing the entire move and estate-clearing or just getting someone resettled into their new place.
“At Caring Transitions, our professional services offer a true peace of mind. When you work with us, you’ll know that we are here to support you through every phase of the project and to take the worry away. Moving, relocating and an clearing estate is stressful – you don’t have to do it alone,” Diane said.
“We’ve been in the situation that many of our clients are in and we understand how hard it can be. Whether your family is down the street or across the country, you need a company you can trust that’s specially trained to work with seniors and families to help you through this challenging time. We want to be there to advocate for you and help you to the next chapter of your life,” she added.
Diane is a Certified Relocation and Transition Specialist, a designation bestowed by an independent organization that evaluates providers of senior relocation services Caring Transitions of the Cuyahoga and Chagrin Valley is bonded and insured and all employees are background-checked. For additional information, contact 330-591-9716, email DBlum(at)CaringTransitions(dot)com or visit http://www.CaringTransitionsCCV.com.
About Caring Transitions
Caring Transitions, founded in 2006, is the first national franchising concept specializing in senior relocation and transition services. With nearly 200 locations throughout the United States all owned and operated by Certified Relocation and Transition Specialists, Caring Transitions provides clients with supportive moves, auctions, rightsizing and transitions. This includes expert advice plus a well-executed transition plan beginning with the initial sorting of personal belongings through packing, shipping and selling of items to the final clearing and cleaning of the property. For more information, visit http://www.caringtransitions.com or visit us on Facebook. Reported by PRWeb 11 hours ago.
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Police in Iceland really want drivers to stop looking at the Aurora
A group of tourists left Keflavík International Airport in Iceland at some point during the past week and found themselves unable to stop staring at the sky.
The Northern Lights were perhaps the biggest attraction they'd come to see, and here were the lights, right above them, just moments after entering the country.
SEE ALSO: Police say they can't remove videos of suicide streamed live
But they were in a car on a highway, and so looking at the lights was hard.
The driver jolted left and right as everyone likely craned their necks to get a good view of the neon lights playing across the sky. Then they banked hard into a neighborhood and soon found a police car behind them. Read more...
More about Drunk Driving, Aurora Borealis, Northern Lights, Airport, and Police Reported by Mashable 10 hours ago.
The Northern Lights were perhaps the biggest attraction they'd come to see, and here were the lights, right above them, just moments after entering the country.
SEE ALSO: Police say they can't remove videos of suicide streamed live
But they were in a car on a highway, and so looking at the lights was hard.
The driver jolted left and right as everyone likely craned their necks to get a good view of the neon lights playing across the sky. Then they banked hard into a neighborhood and soon found a police car behind them. Read more...
More about Drunk Driving, Aurora Borealis, Northern Lights, Airport, and Police Reported by Mashable 10 hours ago.
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Police seek help identifying bank robbery suspect
Photographs of an Aurora bank robber were released Tuesday and investigators seek the public's help in identifying a suspect.
Reported by Denver Post 4 hours ago.
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Colorado fishing report for the week of Feb. 12, 2017
Information is provided by Colorado Parks & Wildlife employees and local fishing enthusiasts. Keep in mind that fishing conditions change on a constant basis. Much can change in a week from the time this fishing conditions report is produced. Metro Denver Area Aurora Reservoir Due to the warm weather and wind, ice conditions are extremely […]
Reported by Denver Post 22 hours ago.
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Ranch Living Draws Buyers To Meritus Homes
The Reserve in St. Charles is a new community from Meritus Home Builders offering eight customizable floor plans, with three ranch plans and five two-story designs currently available.
St. Charles, Illinois (PRWEB) February 15, 2017
When Denise and Fred Morrone set out to find a new home, they didn’t know it would lead them to builder Meritus Homes—but it did. The couple knew they wanted a ranch. They also knew they wanted to live near their two adult daughters. So they researched resale homes on the market and visited new communities in the Fox Valley. After searching on and off for nearly six months, they found the Marquis at The Reserve in St. Charles perfectly fit their needs.
“We lived in a ranch in Palos Park and keeping that single-level lifestyle was a priority,” said Denise Morrone. “We’re both in our 50s and don’t want the hassle of steps everyday.”
The Marquis, which is one of eight home designs Meritus Homes offers at The Reserve in St. Charles, met their demands. With more than 2,600 square feet, 10-foot ceilings and an open-concept layout, it has an expansive feel. The gourmet kitchen flows into the family room, creating a generous gathering place while the dining room is nearby for formal entertaining. Tucked off the kitchen and steps from the pantry is the laundry room, loaded with plenty of storage. On the opposite side of the home, the master suite has a private luxury bath and walk-in closet. Both secondary bedrooms have walk-in closets, too. A den adds flex space while a full basement and two-car garage complete this luxury ranch.
The Morrones made some modifications to their home. For instance, they added a fireplace in the corner of the family room and removed the tub from the master bath to expand the shower. They also eliminated a wall between the kitchen and family room to open the space even more. They then expanded the island to create a 6-foot-by-7-foot center island, which is the focal point of the kitchen—and Denise’s favorite spot in the home.
“We were thrilled that our vision of the kitchen worked so well with the building plans,” said Denise. “Meritus was very accommodating. The team made sure we received everything we wanted and needed in our new home.”
As a semicustom builder, Meritus Homes understands that the personal choices and attention to detail are what make a new home so attractive. That’s why the company provides a portfolio of floor plans but allows buyers to add their own inspiration to create homes that are truly right for them.
A model home now is under construction at The Reserve in St. Charles, although a model of the Marquis ranch was not available to tour when the Morrones purchased. They were, however, able to visit other properties and homes built by Meritus Homes and could see right away the high quality of the builder’s construction.
“We had built a custom home before so we had an understanding of the process,” Denise explained. “The Meritus sales team was conscientious and went over all the details when we had changes. They walked us through all the steps and worked closely with us throughout.”
Since moving in October, the Morrones have begun exploring St. Charles and neighboring towns including Geneva and Batavia.
“We weren’t familiar with the Fox Valley until we started our home search,” said Denise. “Once we decided on this area, we zeroed in on St. Charles because of everything the city offers. Everyday conveniences, shopping and dining are all nearby on Randall Road yet you get small town charm with the quaint downtown.”
Beyond St. Charles, the community’s location was perfect for the Morrones, as well. Not only is it between both children—one in Aurora and one in Pingree Grove—it also is near the Fox River and natural outdoor spaces. The couple had lived near Cook County forest preserves in their previous residence so having the Fox River Bike Trail and river walk nearby was appealing. They can even park near the bike path and walk or bike into downtown St. Charles.
“While we wanted to live near our family, we also wanted a place where there’s activities for us to do,” she said. “St. Charles offers so much…festivals, parades, fairs, celebrations. We have already become immersed with the culture. We were even out walking along the river—in January.”
Just a few miles from the downtown district, The Reserve in St. Charles offers homeowners like the Morrones open space and neighborhood amenities such as bike trails, ponds and a neighborhood park along with estate homesites with big back yards. Eight customizable floor plans are available, including four all-new designs. Homes range in size from 2,400 to 3,800 square feet and in price from $502,900 to $549,900. Three ranch plans and five two-story designs are offered.
Capitalizing on the popularity of its ranches at The Reserve in St. Charles, Meritus Homes has debuted new single-story plans like the Windsor at Lake Vista in northwest suburban Lake Villa. This 2,253-square-foot ranch has three bedrooms and two full baths along with fine architectural touches throughout. Options such as a box bay window off the breakfast nook, a fireplace in the family room, tray and vaulted ceilings, and French doors allow for personalization possibilities. Plus, walk-out or lookout lower levels are available to bring the outdoors in and add more living space.
Tucked in a mature setting surrounded by existing homes, Lake Vista is an enclave of 28 single-family homes nestled around a single cul-de-sac for privacy. Everyday conveniences are nearby thanks to a fantastic location on the south side of Grand Avenue/Rt. 132, just two blocks east of Rt. 83 and only minutes from Lake Villa Metra Station. The community is within Lakes Community High School District 117 and District 41 for kindergarten through eighth grade.
Homes at Lake Vista are priced from the low $300,000s and sales are by appointment. Two ranch homes are under construction that will be completed in 30 days and are available to view now. For information or to schedule a property visit, call (224) 634-4333.
This spring, Meritus Homes also will be unveiling its newest property, The Enclave at Mill Creek in Addison. The community will feature detached, maintenance-free ranches with approximately 1,500 to 2,250 square feet, two or three bedrooms and up to 2-1/2 baths. Options for a second floor with bedroom, bath and loft will be available for those who need additional living space—especially for visiting family members.
Ideally located, The Enclave at Mill Creek will provide a new housing option for local residents who desire the active adult lifestyle and want to stay close to family and the neighborhood amenities they have come to know. The property will have abundant green space with more than one third of the single-level residences backing to natural areas. The homeowners association will perform all yard maintenance and homes will be constructed of low maintenance materials for easy upkeep.
Base prices for the ranches at The Enclave at Mill Creek are anticipated to begin in the mid $300s. Join the VIP list at http://www.MeritusHome.com and be first to updated about progress at the community. Or call (224) 634-4034.
To visit The Reserve in St. Charles, take Rt. 31 and turn west onto Reserve Drive, which is between Red Gate Road and Silver Glen Road. Proceed to the sales office at 745 Reserve Drive. The sales center is open from 10 a.m. to 5 p.m. Monday through Wednesday and Saturday (closed Thursday and Friday). It is open on Sunday from 11 a.m. to 5 p.m.
For more information, call (224) 634-4054 or visit http://www.MeritusHome.com. Reported by PRWeb 19 hours ago.
St. Charles, Illinois (PRWEB) February 15, 2017
When Denise and Fred Morrone set out to find a new home, they didn’t know it would lead them to builder Meritus Homes—but it did. The couple knew they wanted a ranch. They also knew they wanted to live near their two adult daughters. So they researched resale homes on the market and visited new communities in the Fox Valley. After searching on and off for nearly six months, they found the Marquis at The Reserve in St. Charles perfectly fit their needs.
“We lived in a ranch in Palos Park and keeping that single-level lifestyle was a priority,” said Denise Morrone. “We’re both in our 50s and don’t want the hassle of steps everyday.”
The Marquis, which is one of eight home designs Meritus Homes offers at The Reserve in St. Charles, met their demands. With more than 2,600 square feet, 10-foot ceilings and an open-concept layout, it has an expansive feel. The gourmet kitchen flows into the family room, creating a generous gathering place while the dining room is nearby for formal entertaining. Tucked off the kitchen and steps from the pantry is the laundry room, loaded with plenty of storage. On the opposite side of the home, the master suite has a private luxury bath and walk-in closet. Both secondary bedrooms have walk-in closets, too. A den adds flex space while a full basement and two-car garage complete this luxury ranch.
The Morrones made some modifications to their home. For instance, they added a fireplace in the corner of the family room and removed the tub from the master bath to expand the shower. They also eliminated a wall between the kitchen and family room to open the space even more. They then expanded the island to create a 6-foot-by-7-foot center island, which is the focal point of the kitchen—and Denise’s favorite spot in the home.
“We were thrilled that our vision of the kitchen worked so well with the building plans,” said Denise. “Meritus was very accommodating. The team made sure we received everything we wanted and needed in our new home.”
As a semicustom builder, Meritus Homes understands that the personal choices and attention to detail are what make a new home so attractive. That’s why the company provides a portfolio of floor plans but allows buyers to add their own inspiration to create homes that are truly right for them.
A model home now is under construction at The Reserve in St. Charles, although a model of the Marquis ranch was not available to tour when the Morrones purchased. They were, however, able to visit other properties and homes built by Meritus Homes and could see right away the high quality of the builder’s construction.
“We had built a custom home before so we had an understanding of the process,” Denise explained. “The Meritus sales team was conscientious and went over all the details when we had changes. They walked us through all the steps and worked closely with us throughout.”
Since moving in October, the Morrones have begun exploring St. Charles and neighboring towns including Geneva and Batavia.
“We weren’t familiar with the Fox Valley until we started our home search,” said Denise. “Once we decided on this area, we zeroed in on St. Charles because of everything the city offers. Everyday conveniences, shopping and dining are all nearby on Randall Road yet you get small town charm with the quaint downtown.”
Beyond St. Charles, the community’s location was perfect for the Morrones, as well. Not only is it between both children—one in Aurora and one in Pingree Grove—it also is near the Fox River and natural outdoor spaces. The couple had lived near Cook County forest preserves in their previous residence so having the Fox River Bike Trail and river walk nearby was appealing. They can even park near the bike path and walk or bike into downtown St. Charles.
“While we wanted to live near our family, we also wanted a place where there’s activities for us to do,” she said. “St. Charles offers so much…festivals, parades, fairs, celebrations. We have already become immersed with the culture. We were even out walking along the river—in January.”
Just a few miles from the downtown district, The Reserve in St. Charles offers homeowners like the Morrones open space and neighborhood amenities such as bike trails, ponds and a neighborhood park along with estate homesites with big back yards. Eight customizable floor plans are available, including four all-new designs. Homes range in size from 2,400 to 3,800 square feet and in price from $502,900 to $549,900. Three ranch plans and five two-story designs are offered.
Capitalizing on the popularity of its ranches at The Reserve in St. Charles, Meritus Homes has debuted new single-story plans like the Windsor at Lake Vista in northwest suburban Lake Villa. This 2,253-square-foot ranch has three bedrooms and two full baths along with fine architectural touches throughout. Options such as a box bay window off the breakfast nook, a fireplace in the family room, tray and vaulted ceilings, and French doors allow for personalization possibilities. Plus, walk-out or lookout lower levels are available to bring the outdoors in and add more living space.
Tucked in a mature setting surrounded by existing homes, Lake Vista is an enclave of 28 single-family homes nestled around a single cul-de-sac for privacy. Everyday conveniences are nearby thanks to a fantastic location on the south side of Grand Avenue/Rt. 132, just two blocks east of Rt. 83 and only minutes from Lake Villa Metra Station. The community is within Lakes Community High School District 117 and District 41 for kindergarten through eighth grade.
Homes at Lake Vista are priced from the low $300,000s and sales are by appointment. Two ranch homes are under construction that will be completed in 30 days and are available to view now. For information or to schedule a property visit, call (224) 634-4333.
This spring, Meritus Homes also will be unveiling its newest property, The Enclave at Mill Creek in Addison. The community will feature detached, maintenance-free ranches with approximately 1,500 to 2,250 square feet, two or three bedrooms and up to 2-1/2 baths. Options for a second floor with bedroom, bath and loft will be available for those who need additional living space—especially for visiting family members.
Ideally located, The Enclave at Mill Creek will provide a new housing option for local residents who desire the active adult lifestyle and want to stay close to family and the neighborhood amenities they have come to know. The property will have abundant green space with more than one third of the single-level residences backing to natural areas. The homeowners association will perform all yard maintenance and homes will be constructed of low maintenance materials for easy upkeep.
Base prices for the ranches at The Enclave at Mill Creek are anticipated to begin in the mid $300s. Join the VIP list at http://www.MeritusHome.com and be first to updated about progress at the community. Or call (224) 634-4034.
To visit The Reserve in St. Charles, take Rt. 31 and turn west onto Reserve Drive, which is between Red Gate Road and Silver Glen Road. Proceed to the sales office at 745 Reserve Drive. The sales center is open from 10 a.m. to 5 p.m. Monday through Wednesday and Saturday (closed Thursday and Friday). It is open on Sunday from 11 a.m. to 5 p.m.
For more information, call (224) 634-4054 or visit http://www.MeritusHome.com. Reported by PRWeb 19 hours ago.
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Hispanic Professionals of Greater Milwaukee hosts VIP event: Slideshow
More than 100 Milwaukee-area business and community leaders gathered at the Milwaukee Athletic Club Feb. 9 for the Hispanic Professionals of Greater Milwaukee (HPGM) annual VIP event. Check out the attached slideshow to see photos from the gathering. Rolando Rodriguez, chairman, president and CEO of Marcus Theatres, was the keynote speaker for the event, which also featured Milwaukee Mayor Tom Barrett and Aurora Health Care Foundation president Cristy Garcia-Thomas. Garcia-Thomas will serve as…
Reported by bizjournals 17 hours ago.
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Aurora police shut down busy stretch of road because of armed, dangerous suspect
Aurora police have shut down a busy stretch of roadway and are warning people in the area to stay indoors as they try to arrest an armed and dangers suspect wanted on domestic violence charges.
Reported by Denver Post 12 hours ago.
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New data from NOAA GOES-16's instrument suite
Greenbelt MD (SPX) Feb 14, 2017The new Space Environment In-Situ Suite (SEISS) instrument onboard NOAA's GOES-16 is working and successfully sending data back to Earth. A plot from SEISS data showed how fluxes of charged particles increased over a few minutes around the satellite on January 19, 2017. These particles are often associated with brilliant displays of aurora borealis at northern latitudes and australis at so Reported by Space Daily 10 hours ago.
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WATCH: Graphic video shows fatal RTD A-Line collision with van
Aurora police on Thursday morning released video recordings of the violent, fatal collision of the speeding University of Colorado A-Line train with a van early Tuesday.
Reported by Denver Post 1 hour ago.
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Toronto Argonauts sign Canadian free-agent defensive end James Tuck to deal
*By The Canadian Press*
TORONTO — The Toronto Argonauts signed Canadian defensive end James Tuck on Thursday.
The six-foot, 230-pound native of Aurora, Ont., played 29 games the last three seasons with the Montreal Alouettes and Winnipeg Blue Bombers.
Tuck, who played collegiately at York, had 13 special-teams tackles over two seasons with Montreal. He registered seven special-team tackles last year with Winnipeg.
The Canadian Press
©2017 The Canadian Press Reported by CJME 44 minutes ago.
TORONTO — The Toronto Argonauts signed Canadian defensive end James Tuck on Thursday.
The six-foot, 230-pound native of Aurora, Ont., played 29 games the last three seasons with the Montreal Alouettes and Winnipeg Blue Bombers.
Tuck, who played collegiately at York, had 13 special-teams tackles over two seasons with Montreal. He registered seven special-team tackles last year with Winnipeg.
The Canadian Press
©2017 The Canadian Press Reported by CJME 44 minutes ago.
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Coroner identifies man who died after driving van in front of RTD A-Line train in Aurora
Adams County authorities on Thursday identified the 57-year-old man who died early earlier this week after driving a van in front of a speeding University of Colorado A-Line train.
Reported by Denver Post 4 hours ago.
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This is the future of financial advice
· *Robo-advice might not revolutionize the financial advice space in the way some originally thought*· *The future of the industry is not going to be purely robo, but rather we will see a rise in the hybrid model of financial advice*
· *Some of the benefits of the hybrid model include lower costs, and the benefits of human interaction*
You might have heard that robots are coming for our jobs.
The rise of automation has been a conversation starter on Main Street and Wall Street alike, with high-tech replacing highly-paid jobs in everything from manufacturing to financial advice.
The rise of so-called robo-advice is a part of this trend.
Robo-advisers provide financial advice or portfolio management online or via a smartphone application. Rather than using human managers to build portfolios, they use algorithms to determine where to invest.
The affordability of robo-advice platforms and their simplicity — many platforms allow clients to create accounts in minutes — have fueled their rise in popularity and growth.
Consider, for instance, the fact that pure robo-advice firms have witnessed triple digit growth since 2013, according to a team of analysts at Morgan Stanley led by Giulia Aurora Miotto. The bank predicts a $6.5 trillion market globally for robo advice by 2025.
But despite the massive growth of robo-advice firms, the bank does not expect robos to usurp their legacy competitors — think someone like Charles Schwab — nor do they think they will completely replace human beings.
"We think robo-advice will be less disruptive than feared by incumbents, as brand and network remain king," Morgan Stanley said.
The bank identified a number of reasons why bots won't be able to topple legacy firms. One of the main ones is the fact that investors still need — and want — human financial involved in their financial planning.
"The financial sector consumer often needs some sort of human contact, especially when abrupt market moves lead to unexpected losses," the bank said.
The note mentions a study that found investors cited "an advisers willingness to take the time to understand needs and goals" and "explain analysis clearly" as two of the paramount qualities in a financial advice provider.
In addition, there are many things that robo platforms can't do.
Grant Easterbrook has been following the robo-advice space since 2011. The 27-year-old founder of Dream Forward, a fintech 401(k) firm, told Business Insider that we still need human beings for things such as high-net-worth estate planning and managing other complex financial goals.
"The future of the industry can't be solely robo," he said.
So if the future isn't pure robo, then what is it? It's cyborg.
**The Cyborg or Hybrid Model**
Benjamin Pring is the co-author of the forthcoming book "When Machines Do Everything." He told Business Insider that he's "long" on human financial advisers.
"It has always been my perspective that humans weren't going anywhere in this space," Pring said. As such, he likes to say that "hybrid is the new black."
The so-called cyborg or hybrid model refers to a financial advice platform that pairs algorithm based financial planning with components of human interaction. It's essentially financial advice with a human face and robo insides. According to Morgan Stanley hybrid firms will be the best positioned to grow and succeed.
Betterment, a firm many consider the poster child of robo-advice, has recently responded to this desire for human help. On January 31 the firm announced new hybrid services that pairs human help with their computerized financial advice. Alex Benke, Vice President of Financial Advice and Investing at Betterment, told Business Insider that the financial services space is changing and this move was a response client preferences.
"If there's one thing we've learned providing advice over the past five years, it's that everyone is different," he said."There's no home run with one particular offering."
"I personally never thought we'd be hiring advisers when I first started here, but the landscape of financial advice is changing rapidly and we realized this was something we had to do," Benke added.
Betterment's new offerings allow clients to choose between its classic digital plan and two new human plans: Betterment Plus and Betterment Premium. The latter plan offers clients unlimited access to human advice. Opting for one the human plans adds an annual fee of 0.15% to 0.25% of assets.
So, it looks like human advisers can take a sigh of relief. Their jobs haven't been replaced yet.
Join the conversation about this story »
NOW WATCH: The best and worst months to rent an apartment in major US cities Reported by Business Insider 3 hours ago.
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RTD says videos of fatal train crash show gates worked properly
Videos taken from surveillance cameras along the University of Colorado A line, released by the Aurora Police Department via their YouTube channel, show the crossing gates working properly when a train slammed into a van early Tuesday morning, Regional Transportation District authorities said Thursday. The Adams County Coroner identified the driver of the van, who died in the crash at the intersection of Smith and Chambers roads, as Bill Ray Guinn, 57. The collision also caused minor injuries for…
Reported by bizjournals 22 minutes ago.
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Protesters Face Off As U.S. Abortion Debate Heats Up
Anti-abortion protesters rallied at scores of Planned Parenthood clinics on Saturday to urge Congress and President Donald Trump to strip the health services provider of federal funding, while supporters of the organization staged counter-demonstrations around the United States.
With anti-abortion groups expecting protests at up to 225 clinics, Planned Parenthood supporters organized 150 protests of their own at parks, government buildings and other sites, including clinics. At some of those clinics, the counter-demonstrators outnumbered those demanding an end to federal funding for Planned Parenthood.
All told, rallies and marches were called in 45 states in cities large and small, from Washington and Philadelphia to St. Paul, Minnesota, and Orange, California
As many as 6,000 people turned up for competing demonstrations in St. Paul, Minnesota, police said, but at other places, only a few dozen demonstrators turned out.
“We expected that tens of thousands of pro-lifers will be out today sending a message that we want Planned Parenthood to be defunded,” Monica Miller, director of Citizens for a Pro-Life Society and one of the national organizers of the anti-abortion rallies, said in a telephone interview.
“As long as they are going stay in the abortion business, that is an organization that shouldn’t be getting one red cent of federal tax money,” Miller said.
The 100-year-old organization of about 650 health centers provides birth control and other women’s health services in addition to abortion, according to its website.
The U.S. Supreme Court legalized abortion in the 1973 Roe v. Wade ruling but U.S. law prohibits the use of federal funds for abortions. Anti-abortion activists say funding for other purposes acts to subsidize abortions.
In some cities, the two sides in the long-simmering issue positioned themselves along the same street. Initial reports indicate the rallies were vocal and peaceful.
In the Atlanta suburb of Marietta, anti-abortion and abortion-rights groups took opposite sides of a four-lane highway, waving signs at traffic and shouting slogans.
“Trump is going to hear our trumpet call,” said anti-abortion activist Sandy Prescott, 61, a homemaker from Roswell, Georgia, who was part of a group of about 100 people demanding an end to federal funding for Planned Parenthood.
At the competing abortion-rights demonstration, about 50 people gathered and held signs that included: “Women’s rights are human rights.” Many wore the pink “pussy hats” that have became an anti-Trump symbol since the Republican’s inauguration on Jan. 20.
David Daleiden, an anti-abortion activist who in 2015 targeted Planned Parenthood with surreptitiously filmed videos to try and show it was profiting from the sale of aborted fetal tissue, addressed a rally of nearly 500 people in rain-soaked Orange, a Los Angeles suburb.
“I’m confident that together, if we keep the faith, take the next right step, at the end of the day we will soon see a day when there will no longer be a price tag put on human life,” said Daleiden, founder of the Center of Medical Progress.
Daleiden and fellow activist Sandra Merritt were indicted in January 2016 for using illegal government identifications to secretly film a Planned Parenthood facility in Texas, but the charges were later dropped. A grand jury cleared Planned Parenthood of wrongdoing.
*ALLIES IN WASHINGTON*
Anti-abortion activists have said they are energized by the election of Trump, who has promised to restrict abortions. He selected their long-time ally, Mike Pence, and nominated conservative jurist Neil Gorsuch to the U.S. Supreme Court.
Two weeks ago, tens of thousands converged on Washington for the 44th March for Life, where Pence became the most senior government official to speak in person at the annual anti-abortion rally, organizers said.
“We finally have someone in the White House who has the power and authority to save and defend lives,” said Margie Sznajder, one of 300 anti-abortion protesters at a rally in her hometown of Aurora, Illinois, outside Chicago.
Planned Parenthood leaders say abortions rights supporters also have been energized by Trump’s election, as exemplified by the hundreds of thousands who flooded Washington a day after Trump’s inauguration in favor of women’s rights, including abortion rights.
The pro-Planned Parenthood events on Saturday were organized spontaneously, without the group’s initiative, a spokeswoman said.
“Saturday, and every day, Planned Parenthood advocates and activists show that they refuse to be intimidated and they won’t back down,” Kelley Robinson, a leader of Planned Parenthood Action Fund Support, said in a statement.
Planned Parenthood receives federal funds from Medicaid reimbursements and Title X, a federal program that supports family planning and preventive health services. Planned Parenthood says cutting off those funds would make it more difficult for women to get birth control, Pap smears or testing for sexually transmitted diseases.
At some points in Washington, Planned Parenthood supporters formed lines to block about 50 people marching from the Supreme Court to a Planned Parenthood clinic but police officers moved them aside.
“Abortion, to me, is the greatest evil of our time,” said Delia Tyagi, 36, an accountant who lives in Arlington, Virginia. “Planned Parenthood has wronged women in a lot of ways. I feel like we have the momentum to finally defund them.”
(Additional reporting by Frank McGurty and Daniel Trotta in New York, David DeKok in Philadelphia, Robert Chiarito in Aurora, Illinois, Troy Anderson in Orange, Calif., Jon Herskovitz in Austin, Texas; Editing by Frank McGurty and Grant McCool)
-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 5 days ago.
With anti-abortion groups expecting protests at up to 225 clinics, Planned Parenthood supporters organized 150 protests of their own at parks, government buildings and other sites, including clinics. At some of those clinics, the counter-demonstrators outnumbered those demanding an end to federal funding for Planned Parenthood.
All told, rallies and marches were called in 45 states in cities large and small, from Washington and Philadelphia to St. Paul, Minnesota, and Orange, California
As many as 6,000 people turned up for competing demonstrations in St. Paul, Minnesota, police said, but at other places, only a few dozen demonstrators turned out.
“We expected that tens of thousands of pro-lifers will be out today sending a message that we want Planned Parenthood to be defunded,” Monica Miller, director of Citizens for a Pro-Life Society and one of the national organizers of the anti-abortion rallies, said in a telephone interview.
“As long as they are going stay in the abortion business, that is an organization that shouldn’t be getting one red cent of federal tax money,” Miller said.
The 100-year-old organization of about 650 health centers provides birth control and other women’s health services in addition to abortion, according to its website.
The U.S. Supreme Court legalized abortion in the 1973 Roe v. Wade ruling but U.S. law prohibits the use of federal funds for abortions. Anti-abortion activists say funding for other purposes acts to subsidize abortions.
In some cities, the two sides in the long-simmering issue positioned themselves along the same street. Initial reports indicate the rallies were vocal and peaceful.
In the Atlanta suburb of Marietta, anti-abortion and abortion-rights groups took opposite sides of a four-lane highway, waving signs at traffic and shouting slogans.
“Trump is going to hear our trumpet call,” said anti-abortion activist Sandy Prescott, 61, a homemaker from Roswell, Georgia, who was part of a group of about 100 people demanding an end to federal funding for Planned Parenthood.
At the competing abortion-rights demonstration, about 50 people gathered and held signs that included: “Women’s rights are human rights.” Many wore the pink “pussy hats” that have became an anti-Trump symbol since the Republican’s inauguration on Jan. 20.
David Daleiden, an anti-abortion activist who in 2015 targeted Planned Parenthood with surreptitiously filmed videos to try and show it was profiting from the sale of aborted fetal tissue, addressed a rally of nearly 500 people in rain-soaked Orange, a Los Angeles suburb.
“I’m confident that together, if we keep the faith, take the next right step, at the end of the day we will soon see a day when there will no longer be a price tag put on human life,” said Daleiden, founder of the Center of Medical Progress.
Daleiden and fellow activist Sandra Merritt were indicted in January 2016 for using illegal government identifications to secretly film a Planned Parenthood facility in Texas, but the charges were later dropped. A grand jury cleared Planned Parenthood of wrongdoing.
*ALLIES IN WASHINGTON*
Anti-abortion activists have said they are energized by the election of Trump, who has promised to restrict abortions. He selected their long-time ally, Mike Pence, and nominated conservative jurist Neil Gorsuch to the U.S. Supreme Court.
Two weeks ago, tens of thousands converged on Washington for the 44th March for Life, where Pence became the most senior government official to speak in person at the annual anti-abortion rally, organizers said.
“We finally have someone in the White House who has the power and authority to save and defend lives,” said Margie Sznajder, one of 300 anti-abortion protesters at a rally in her hometown of Aurora, Illinois, outside Chicago.
Planned Parenthood leaders say abortions rights supporters also have been energized by Trump’s election, as exemplified by the hundreds of thousands who flooded Washington a day after Trump’s inauguration in favor of women’s rights, including abortion rights.
The pro-Planned Parenthood events on Saturday were organized spontaneously, without the group’s initiative, a spokeswoman said.
“Saturday, and every day, Planned Parenthood advocates and activists show that they refuse to be intimidated and they won’t back down,” Kelley Robinson, a leader of Planned Parenthood Action Fund Support, said in a statement.
Planned Parenthood receives federal funds from Medicaid reimbursements and Title X, a federal program that supports family planning and preventive health services. Planned Parenthood says cutting off those funds would make it more difficult for women to get birth control, Pap smears or testing for sexually transmitted diseases.
At some points in Washington, Planned Parenthood supporters formed lines to block about 50 people marching from the Supreme Court to a Planned Parenthood clinic but police officers moved them aside.
“Abortion, to me, is the greatest evil of our time,” said Delia Tyagi, 36, an accountant who lives in Arlington, Virginia. “Planned Parenthood has wronged women in a lot of ways. I feel like we have the momentum to finally defund them.”
(Additional reporting by Frank McGurty and Daniel Trotta in New York, David DeKok in Philadelphia, Robert Chiarito in Aurora, Illinois, Troy Anderson in Orange, Calif., Jon Herskovitz in Austin, Texas; Editing by Frank McGurty and Grant McCool)
-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 5 days ago.
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PHOTOS: Senior Prom at Chelsea Place in Aurora
About 100 people attended a senior prom for those with dementia at Chelsea Place in Aurora on Feb. 11, 2017. At the event was a live Elvis impersonator, cake, tiaras and bowties during a senior prom.
Reported by Denver Post 5 days ago.
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Sbaiti & Co. Wins Decisive Verdict on Behalf of Homeowners Living near IH 635; Defendant Construction Firms Now Facing over $50 Million in Liability
In David v. Goliath battle, a Dallas jury awarded almost $250,000 to Aurora and Felipe Rodriguez, for damage done to their home from the I-635 Managed Lanes construction project in Farmer's Branch, Texas.
Dallas, Texas (PRWEB) February 17, 2017
"If you break it, you have to pay for it," was the simple message delivered during opening and closing of Felipe & Aurora Rodriguez vs. Trinity Infrastructure LLC, DC-15-03577 in the 134th District in Dallas, Texas. After seven days of evidence -- some of which was technical and scientific about how highway construction can impact the clay soils and shales in North Texas -- a Dallas jury of four men and eight women voted to hold the defendant, Trinity Infrastructure, LLC, liable for damage done to Aurora and Felipe Rodriguez's home and for other damages during construction of LBJ Express Lanes project on I-635.
According to the official verdict form signed by the court, the jury found that Trinity had acted negligently in its construction of the LBJ Project, which caused damage to the Rodriguezes, including damage to their home, and awarded the plaintiffs $248,712 for their damages. When asked what the crux of their theory was, co-lead trial counsel Mazin A. Sbaiti explained that "the Defendants needlessly endangered the entire community, and then refused to take responsibility. We are happy that the system worked, and the jury was willing to hold them accountable."
Sbaiti's firm, Sbaiti & Company PLLC, is co-counsel with Steckler Gresham Cochran representing 163 homeowners, along with Chris Cowan and Patrick Pendley who represent another 60 homeowners. According to Sbaiti, the lawsuit on behalf of the Rodriguez home was the first to go to trial, with the other homeowners awaiting their turn.
"We hope this shows that we will not back down even though lawyer-for-lawyer, we were outnumbered 8 to 1," explained Sbaiti. He explained that using the jury's verdict as a benchmark, with over 200 plaintiffs in total, the defendants are now facing over $50 million in potential liabilities. The Plaintiffs anticipate that Trinity will likely appeal this verdict, and in the meantime they intend to try as many of these homes as possible, as quickly as possible.
For more information, Mr. Sbaiti can be reached at (214) 432-2899 or at MAS(at)SbaitiLaw(dot)com. Reported by PRWeb 20 hours ago.
Dallas, Texas (PRWEB) February 17, 2017
"If you break it, you have to pay for it," was the simple message delivered during opening and closing of Felipe & Aurora Rodriguez vs. Trinity Infrastructure LLC, DC-15-03577 in the 134th District in Dallas, Texas. After seven days of evidence -- some of which was technical and scientific about how highway construction can impact the clay soils and shales in North Texas -- a Dallas jury of four men and eight women voted to hold the defendant, Trinity Infrastructure, LLC, liable for damage done to Aurora and Felipe Rodriguez's home and for other damages during construction of LBJ Express Lanes project on I-635.
According to the official verdict form signed by the court, the jury found that Trinity had acted negligently in its construction of the LBJ Project, which caused damage to the Rodriguezes, including damage to their home, and awarded the plaintiffs $248,712 for their damages. When asked what the crux of their theory was, co-lead trial counsel Mazin A. Sbaiti explained that "the Defendants needlessly endangered the entire community, and then refused to take responsibility. We are happy that the system worked, and the jury was willing to hold them accountable."
Sbaiti's firm, Sbaiti & Company PLLC, is co-counsel with Steckler Gresham Cochran representing 163 homeowners, along with Chris Cowan and Patrick Pendley who represent another 60 homeowners. According to Sbaiti, the lawsuit on behalf of the Rodriguez home was the first to go to trial, with the other homeowners awaiting their turn.
"We hope this shows that we will not back down even though lawyer-for-lawyer, we were outnumbered 8 to 1," explained Sbaiti. He explained that using the jury's verdict as a benchmark, with over 200 plaintiffs in total, the defendants are now facing over $50 million in potential liabilities. The Plaintiffs anticipate that Trinity will likely appeal this verdict, and in the meantime they intend to try as many of these homes as possible, as quickly as possible.
For more information, Mr. Sbaiti can be reached at (214) 432-2899 or at MAS(at)SbaitiLaw(dot)com. Reported by PRWeb 20 hours ago.
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Smart Puppy, Batman highlight new toys Fisher-Price will unveil this weekend
A collection of employees from Fisher-Price’s East Aurora campus will be trekking to Mahnattan this week for the New York Toy Fair, a major event in the toy world. The toy company will use the venue to unveil products it expects to make big noise in the holiday 2017 season (see the attached slideshow for details on new Fisher-Price toys). Employees from marketing, design, sales and public relations, among other departments, will be in attendance. They’ll be meeting with retailers, media and…
Reported by bizjournals 14 hours ago.
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