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Magna Announces Record Second Quarter and Year to Date Results

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AURORA, Ontario, August 5, 2016 /PRNewswire/ -- Magna International Inc. (TSX: MG; NYSE: MGA)today reported financial results for the second quarter ended June 30,2016. THREE MONTHS ENDED SIX MONT... Reported by FinanzNachrichten.de 16 hours ago.

This U.S. Runner Predicted Her Olympic Trip On Twitter 5 Years Ago

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USA Olympic runner Morolake Akinosun might want to take up a side job as a psychic, because she apparently can predict the future. Or at least, her own. 

In 2011, Akinosun was just a 17-year-old rising senior at Waubonsie Valley High School in her hometown of Aurora, Illinois. But she already knew that she would be competing in the 2016 Olympic Games. She even posted her bold prediction to her Twitter account five years ago. 


In 2016 I will be 22, graduated from a school I have not chosen yet, and going to the olympics (:

— Morolake Akinosun™ (@MsFastTwitch) July 28, 2011


Almost exactly five years later, Akinosun posted another message to Twitter letting everyone know that not only did she remember her prophecy, but she fulfilled it, too.


I tweeted that 5 years ago.

It's 2016.
I graduate from Texas in December.
I'm going to the Olympics next week. https://t.co/vusyh5G5Y3

— Morolake Akinosun™ (@MsFastTwitch) July 30, 2016


Akinosun, 22, will graduate from the University of Texas in December. More important, the two-time NCAA champion (4x400m) will look to back up her gold medal from the 2015 Pan-American Games (4x100m) with Olympic gold in Rio. It all actually happened.  

*For more Olympic coverage:*
· How Growing Up With Two Dads Shaped This Diver’s Olympic Dreams· Meet Simone Biles, America’s New Gymspiration· A New England Patriot Will Play On The U.S. Olympic Rugby Team
-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 5 hours ago.

Aurora Teen Charged in Crash that Killed Naperville Man

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Aurora Teen Charged in Crash that Killed Naperville Man Patch Naperville, IL -- The 19-year-old Aurora man allegedly had marijuana in his urine. Reported by Patch 3 hours ago.

Disclosure, Diplo, Skrillex, More Appear on XOXO Soundtrack

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Disclosure, Diplo, Skrillex, More Appear on  Soundtrack Earlier this week, the first trailer for Netflix’s upcoming EDM movie, XOXO, was released. Now, the official soundtrack has been announced. It’s out August 26 (the same day as the film) via Big Beat Records. It features Diplo and Skrillex, a Flume remix of Disclosure’s “You & Me,” an ODEZA remix of Hayden James’ “Something About You,” plus Galantis, Jai Wolf, Zaxx, Hitchhiker, and more. The announcement is accompanied by the soundtrack’s lead single, Galantis and East & Young’s “Make Me Feel.” Find the song and the full tracklisting below. 

Read “Hollywood’s EDM Problem is Becoming Ours” on the Pitch.

*XOXO Soundtrack*:

01 Galantis and East & Young: “Make Me Feel”
02 Michael Brun: “All I Ever Wanted”
03 Yotto: “Song From The Sun”
04 Mambo Brothers: “Momento”
05 Zaxx: “Signal”
06 Alok Petrillo: “Me & You” [ft. Iro]
07 graves & Dreamer: “im friends w 25 letters of the alphabet, i dont know y”
08 Skrillex & Diplo: “Beats Knockin” [ft. Fly Boi Keno]
09 Grandtheft & Keys N Krates: “Keep It 100 (Keys N Krates Live Version)”
10 Hitchhiker: “Ding Dong”
11 Jai Wolf: “Indian Summer”
12 Disclosure: “You & Me (Flume Remix)” [ft. Eliza Doolittle]
13 Galantis: “Gold Dust”
14 Hayden James: “Something About You (ODESZA Remix)”
15 Dada Life “One Last Night On Earth”
16 Icarus “Home (Lane 8 Remix)” [ft. Aurora] Reported by Pitchfork 1 hour ago.

Lazydays RV Celebrates 40th Birthday

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World’s Largest RV Dealership Commemorates 40 Years in Business with Month-Long Promotion

Tampa, FL (PRWEB) August 01, 2016

Lazydays, the RV Authority and world’s largest RV dealership, will mark four decades in business this August and invites RV enthusiasts nationwide to join its month-long 40th birthday celebration.

During the month of August, Lazydays will be handing out birthday presents in the form of instant-win game cards at each of its RV dealerships, including Tampa, Florida; Tucson, Arizona; and Loveland, Aurora, and Longmont, Colorado. In addition to the $5,000 grand prize, participants will have a chance to win a Faulkner electric folding bike, a Yeti cooler, a free RV slide and jack service, or $20 off a Lazydays RV Accessories & More purchase of $100 or more. Every game card is a winner.

Lazydays will also host a four-day 40th Birthday Sale and onsite partner event at the Tampa, Florida dealership from Thursday, August 11 through Sunday, August 14. Attendees can take advantage of special savings while browsing the nation’s largest selection of new and pre-owned motorhomes, travel trailers, fifth wheels and toy haulers. Also displayed onsite will be Ford Shelby and Black Ops trucks, Roush Mustang, Amalie monster truck, Harley-Davidson and Indian motorcycles, Polaris off-road vehicles and the Tampa Bay Buccaneers Street Team RV. Free hot dogs, chips, water and soda will be served daily from 11 a.m. to 3 p.m. On Saturday, August 13, the event will feature live music, prizes, giveaways and inflatable games, as well as face painting and a balloon artist for the kids.

“We are profoundly grateful for the many loyal RV customers who have made this 40-year milestone possible,” said Tim Sheehan, Lazydays President and CEO. “Lazydays has sold over 200,000 RVs in the four decades we have been in business. It is with great pride that we offer the largest selection of RV brands in the country, backed by a team of the industry’s best RV sales and service experts. We look forward to welcoming thousands of RV enthusiasts to our dealerships during our month-long birthday celebration and showing our appreciation in person.”

To explore Lazydays’ RV inventory, services and events, visit Lazydays.com. For more information on Lazydays’ 40th birthday promotions and events, visit Lazydays Birthday and choose a location.

About Lazydays
Lazydays®, founded in 1976, is the world’s largest RV dealership. Based on 126 acres outside Tampa, FL since 1996, Lazydays also has dealerships located in Tucson, AZ as well as three dealerships located in Loveland, Aurora, and Longmont, CO.

Lazydays has the largest selection of RV brands in the nation featuring more than 2,500 new and pre-owned RVs, over 300 service bays and two on-site campgrounds with over 700 RV campsites. Lazydays RV Accessories & More offers more than 20,000 accessories online for your shopping convenience. Shop us online or visit one of our store locations in Florida, Arizona and Colorado.

Lazydays has built its reputation on providing an outstanding customer experience with exceptional service and product expertise, and as a place to rest and recharge with other RVers. More than a quarter million RVers and their families visit Lazydays every year, making it their “home away from home.” Lazydays has been recognized as a “Top 50 RV Dealer” by RV Business and as one of Tampa Bay’s “Top Work Places.” The Lazydays Employee Foundation, supported by payroll contributions from more than 65% of Lazydays’ employees, has contributed more than $1.5 million dollars to make many historic changes for at-risk children in the Tampa Bay and Tucson communities.

For most people, Lazydays isn't just the beginning of their journey; it's very much a part of their ride. To learn more, visit http://www.lazydays.com. Reported by PRWeb 5 days ago.

Report finds Aurora school board member lied about his education, military background

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A private investigator hired by Aurora Public Schools has confirmed what many already believed to be true: School board member Eric Nelson lied about his education and military background, and exaggerated his professional affiliations. Reported by Denver Post 5 days ago.

Watch Drake Give a Surprise Performance at Mad Decent Block Party in Brooklyn

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Watch Drake Give a Surprise Performance at Mad Decent Block Party in Brooklyn Drake showed up at the Brooklyn edition of Mad Decent Block Party tonight, performing a short set that included “Jumpman,” “Back to Back,” and his DJ Khaled collaboration “For Free.” He came out during Boi-1da’s DJ set. Watch below. Tomorrow marks the final show of Drake’s four-night run of shows at Madison Square Garden for the Summer Sixteen tour, which he’s been co-headlining with Future. At the first show, he took shots at New York radio station Hot 97 and DJ Funkmaster Flex.



A video posted by ♉️AURORA (@aurorad05) on Aug 7, 2016 at 5:03pm PDT





#Drake

A video posted by ♉️AURORA (@aurorad05) on Aug 7, 2016 at 5:03pm PDT





#Drake#summer2016

A video posted by ♉️AURORA (@aurorad05) on Aug 7, 2016 at 5:08pm PDT





Drake's block party at mad decent in NYC 🎃 "backtoback" #6god #ovo #squad #drake #nyc

A video posted by @champagnepapi.six on Aug 7, 2016 at 5:08pm PDT





Oh shit it #Drake

A video posted by Largent Gagui (@larolivay) on Aug 7, 2016 at 5:06pm PDT

Reported by Pitchfork 1 hour ago.

Top Picks: The app Aurora, NBC's 'Maya and Marty,' and more

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On the Parquet Courts' album 'Human Performance,' the band oozes ironic cool, photographer Richard Nicholson's 'The Projectionists' gives viewers a glimpse into a hidden world, and more top picks. Reported by Christian Science Monitor 1 day ago.

Life Flight Network Achieves NAAMTA Medical Transport Accreditation

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Life Flight Network has exemplified a dedication of quality patient care to their customers in Oregon, Washington, Idaho, and Montana through documentation, demonstration of policies and procedures, site audit observations and interviews compliant to NAAMTA's medical transport accreditation criteria for their fixed-wing, rotor-wing, and ground ambulance program.

Aurora, OR (PRWEB) August 08, 2016

August 2016– Subsequent to a comprehensive audit of administrative documentation, medical practices, and operational facilities, NAAMTA is awarding Life Flight Network full medical transport accreditation for their fixed-wing, rotor-wing, and ground ambulance program.

NAAMTA accreditation is the result of compliance to standards that focus on safety and quality patient care. Life Flight Network was able to demonstrate compliance to each of the defined standards, identify best practice procedures, and demonstrate a culture of safety and teamwork. NAAMTA found their compliance to be evident through process reviews, employee interviews, and on-site evaluations, all of which were conducted using ISO 9001:2008 auditing guidelines.

As a result of accreditation, Life Flight Network is welcomed as a NAAMTA Alliance member, and is thus entitled to all associated benefits. The NAAMTA Alliance unifies accredited organizations in the promotion of continuous improvement. NAAMTA salutes Life Flight Network for achieving accreditation and looks forward to the contributions they will share with the NAAMTA Alliance.

Roylen Griffin, Executive Director at NAAMTA, stated: “It is a great pleasure for me to conclude the auditing process of Life Flight Network by awarding them NAAMTA accreditation. The knowledge, experience, and dedication of each person that I came in contact with were evident. I have always said, ‘Good equipment, good training and good people lead to good outcomes.’ Life Flight Network has demonstrated excellence in all three. Life Flight Network will be an extraordinary addition to the NAAMTA alliance.

Michael Griffiths, Chief Executive Officer for Life Flight Network, responded by saying: "We thank NAAMTA for the extremely thorough audit process. Achieving NAAMTA accreditation is an important milestone and another validation of Life Flight Network's high standards. We’re honored to become a NAAMTA Alliance member and look forward to more collaboration in our quest for continuous improvement.”

About NAAMTA

NAAMTA is an accreditation standard-bearer for the medical transport industry, offering procedures that include guidelines for developing a quality management system and focus on transport safety, patient care, and continuous improvement. NAAMTA is globally recognized by its ISO 9001:2008 QMS Certification and in the implementation of quality practices into their accreditation program.

NAAMTA has successfully made great strides in identifying key best practices to improve the standard of performance among EMS providers at the national and global levels. Through a dynamic approach to auditing and a vast array of web-based reporting and learning tools for members, NAAMTA distinguishes itself as an accreditation source interested in the improvement of medical transport organizations.

About Life Flight Network

Life Flight Network is the largest not-for-profit air ambulance program in the United States. Owned by a consortium of world class hospitals and health systems, Life Flight Network is a premier critical care transport service with fixed-wing, rotor-wing, and ground bases in Oregon, Idaho, Washington, and Montana.

Life Flight Network is accredited by the Helicopter Association International Accreditation Program of Safety (HAI-APS), International Standard for Business Aircraft Operators (IS-BAO), and the Commission on Accreditation of Medical Transport Systems (CAMTS). In addition to Life Flight Network operating the majority of its own aircraft, Jackson Jet Center and Metro Aviation provide FAA Part 135 services to Life Flight Network.

Roylen “Griff” Griffin, Executive Director NAAMTA
P.O. Box 111
American Fork, UT 84003 (801)-756-7215
http://www.NAAMTA.com Reported by PRWeb 19 hours ago.

ITsavvy Announces Complete IT Lifecycle Management Solution

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ITsavvy just announced the rollout of IT Lifecycle Management--a no-cost service to manage each client’s hardware assets, software licenses/subscriptions, existing warranty support as well as any service contracts within the client organization.

ADDISON, Ill. (PRWEB) August 09, 2016

ITsavvy, one of the fastest growing IT products and technology solution providers in the U.S., just announced the rollout of IT Lifecycle Management--a no-cost service to manage each client’s hardware assets, software licenses/subscriptions, existing warranty support as well as any service contracts within the client organization--from design, procurement and deployment to maintenance, decommissioning and final disposal.

Anil Jagtiani, V.P. Professional Services for ITsavvy’s Advanced Solutions Group said, “Although ITsavvy has been providing these services for clients--that include Fortune 500 companies-- for many years, this marks the official rollout of the service as a value-add for our existing clients and a courtesy for those who are not yet our clients.”

ITsavvy’s IT Lifecycle Management team tracks licenses and warranties; negotiates and renews contracts; and provides analytics that help clients plan and budget for replacements and upgrades and maintain expenditure transparency.

For software assets, ITsavvy ensures that clients are complying with licensing usage, that versions are up to date, and that contracts have been negotiated favorably. For hardware assets, ITsavvy tracks the products along the lifecycle, providing strategies for upgrading or replacing as warranty or end of life nears. ITsavvy partners with clients for the long term, supporting them with every aspect of their IT infrastructure, from the layout of an initial technology roadmap, all the way to the refresh and decommission process. Services include:· Identifying and tracking all hardware and software solution components, including location, number of assets and users, type of asset, manufacturer, model/serial number.
· Maintaining advanced partner-level vendor relationships for continual access to proactive support and alerts that will ensure business continuity and product assurance.
· Helping clients bundle and negotiate contracts for optimum cost savings: ITsavvy leverages its own vendor partnerships and bundled services to reduce contract costs, ensure licensing doesn’t lapse and improve the speed of the negotiation process.
· Providing monthly and quarterly reports that help with asset decision making, including reports and alerts on asset inventory, updates, warranties, end of life, lease expiration.

Chris Kurpeikis, ITsavvy’s Executive Vice President said, “The IT operation is moving from a contained datacenter to a diversified infrastructure. Complex IT environments make it difficult to monitor the life of IT assets manually. We offer this as a free service to help companies improve asset reliability, streamline procurement and enable strategic planning.”

Jagtiani added, “When organizations try to manage this internally it can be very frustrating for them. Through IT Lifecycle Management, we bring systemization to the table. For example we will examine contracts for every IT asset that they already own and create a common date for all renewals. This also helps them analyze what they currently have, determine what they really need and budget for upcoming costs.”

For more information on ITsavvy’s IT Lifecycle Management solution, visit: http://www.itsavvy.com/advanced-solutions-group/it-lifecycle-management/. Existing clients can also contact their client executive.

ITsavvy is a leader in tailored, end-to-end IT product and service solutions. ITsavvy built its reputation as a value-added reseller with industry-leading product availability, design and implementation, client support and delivery speed through 46 distribution centers across the U.S. ITsavvy also has datacenter locations in Cedar Knolls N.J. and Oak Brook, Ill. The company’s user-friendly website provides concise, leading-edge IT decision-making resources, including an e-commerce site with real-time pricing and availability. ITsavvy is headquartered in Addison, Ill., with offices in Chicago’s Loop; Hauppauge, N.Y.; New York, N.Y.; Naples, Fla.; Miami; Indianapolis; Warren, N.J.; Aurora, Ill.; Davenport, Iowa; Hayward, Calif.; and Beavercreek, Ohio. Call 855.ITsavvy (855.487.2889), email info(At)ITsavvy(dot)com, visit http://www.ITsavvy.com.

Full release at: http://www.itsavvy.com/itsavvy-announces-complete-lifecycle-management-solution

Visit ITsavvy’s Media Center at http://www.ITsavvy.com/about/media-center Reported by PRWeb 19 hours ago.

London Bay Homes named Best in Show during the Southeast Building Conference Aurora Awards

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London Bay Homes earned four Aurora Awards for the custom Chelston model in Old Naples – including the coveted Golden Aurora Best in Show and a Grand Aurora – during the 35th Annual Aurora Award competition presented by the Southeast Building Conference (SEBC) and the Florida Home Builders Association (FHBA).

Naples, Florida (PRWEB) August 09, 2016

London Bay Homes earned four Aurora Awards for the custom Chelston model in Old Naples – including the coveted Golden Aurora Best in Show and a Grand Aurora – during the 35th Annual Aurora Award competition presented by the Southeast Building Conference (SEBC) and the Florida Home Builders Association (FHBA). The award-winning builder also received an Aurora for the Anguilla model located near downtown Naples.

The Chelston received Aurora Awards in the following categories: best single-family detached home 4,000 to 5,000 square feet; best bath over $2 million; and best interior merchandising of a home over $2 million.

Located at 631 Broad Court, the three-bedroom, three-and-one-half bath Chelston spans 4,227 square feet under air and blends West Indies and Old Florida-inspired architecture and design – inside and out. The home offers a study, formal dining room, great room, first-floor master suite, and a generously sized 1,284-square-foot second floor with a loft, wet bar, and two guest rooms with walk-in closets and private bathrooms.

Designed by Romanza Interior Design, the home features an island-inspired ambience with natural walnut wood flooring in the main gathering areas, clean-lined British Colonial accents, and woven furniture and accessories. The home also showcases a vibrant palette of rainforest citrus, teal, coral, butter and eggplant against off-white backgrounds. The home is currently open for viewing and priced at $4,325,000.

Located in the exclusive neighborhood of Park Shore, the Anguilla model by London Bay Homes earned an Aurora Award for best single-family detached home in the 3,500 to 3,999 square foot category.

Also fully furnished by Romanza Interior Design, the Anguilla offers 3,584 square feet of living space with a formal dining room, a wet bar, an open floor plan between great room, kitchen and café, and expansive alfresco living and dining areas. The Anguilla was open for viewing only 11 days before it sold.

The Chelston and Anguilla homes are part of the collection of luxury models offered by London Bay Homes from Park Shore to Port Royal.

This year’s competition, which honors architectural design, interior design and planning excellence, drew 335 entries in 57 categories from throughout the Southeastern U.S. and Eastern Caribbean.

Entries were reviewed by a panel of six building industry leaders who selected winners reflecting the homebuilding industry’s best and most innovative architects, designers and builder/developers.

A leader in the Southwest Florida home market for 26 years, London Bay Homes has been named America’s Best Builder by Builder magazine and has earned more than 300 industry awards. Its commitment to Private Label Living ensures quality, attention to detail, an enjoyable building process and homes that are a unique expression of their residents. The company builds new luxury custom homes priced from $1 million to more than $10 million in many of the region’s most exclusive neighborhoods and communities. The company also builds private residences on individual homesites near downtown Naples, the Sarasota Keys and along the Gulf of Mexico. For more information about London Bay Homes, call 239-592-1400 or visit http://www.LondonBay.com. Reported by PRWeb 8 hours ago.

London Bay Homes Earns Excellence Award for The Founders Club Marketing Campaign

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London Bay Homes earned an Excellence Award at the recent 2016 Southeast Building Conference (SEBC) Excel Awards competition for its marketing campaign that successfully increased awareness of and visitors to The Founders Club, Sarasota’s traditional golf and social club community.

Sarasota, Florida (PRWEB) August 09, 2016

London Bay Homes earned an Excellence Award at the recent 2016 Southeast Building Conference (SEBC) Excel Awards competition for its marketing campaign that successfully increased awareness of and visitors to The Founders Club, Sarasota’s traditional golf and social club community.

The luxury homebuilder, along with its contributing partner, Walker Brands, received the award for Best Magazine Ad – For a Developer/Community.

The statewide awards – presented by the Florida Sales and Marketing Council of the Florida Home Builders Association (FHBA) during the SEBC – honor top builders, developers, advertising agencies and associates for achievements in sales, marketing, model merchandising and more.

Increasing Realtor and prospective homebuyers’ awareness of The Founders Club and its unique lifestyle were among the goals of London Bay Homes’ 2015-16 marketing campaign.

The campaign showcased architectural blueprint illustrations depicting a variety of resident lifestyles and London Bay Homes’ personal approach to building and customization, known as Private Label Living.

The magazine advertisements captured the community’s appeal, focusing on its large homesites with lake, golf and nature preserve views; variety of homes and price points; and traditional golf experience.

Walker Brands also emphasized the intimacy and friendliness of the community, planned for only 262 homes within 700 acres.

London Bay Homes also earned an additional seven Aurora Awards, including the coveted Golden Aurora Best in Show and two Grand Auroras, during the 35th Annual Aurora Award Gala held during the SEBC. This year’s competition drew 335 entries from throughout the Southeastern U.S. and Eastern Caribbean.

London Bay Homes, a leader in the Southwest Florida luxury home market for 26 years, offers a selection of detached villa homes, Reserve Collection homes and one-of-a-kind estates ranging from 2,500 to more than 6,000 square feet of living space at The Founders Club. Home and homesite packages are priced from the $900,000s to more than $5 million.

The Founders Club is just minutes from Sarasota’s famed Gulf of Mexico beaches, the University Town Center mall, and the acclaimed local restaurants, boutiques, and arts and cultural venues of downtown Sarasota.

Visitors can stop by The Founders Club Sales Center Monday through Saturday from 9 a.m. to 5 p.m. and Sunday from 10 a.m. to 5 p.m. It is located at 3001 Founders Club Drive, three miles east of I-75 on Fruitville Road, Exit 210.

For more information about The Founders Club, call 941-378-0900 or visit http://www.TheFoundersClub.com. Reported by PRWeb 8 hours ago.

Six-time drunken driver gets probation despite Arapahoe County DA’s request

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A 54-year-old Aurora man was sentenced to probation and community service for his sixth drunken driving conviction last month despite pleas from prosecutors that he be incarcerated. Reported by Denver Post 8 hours ago.

These are the 20 best games for less than $20

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These are the 20 best games for less than $20 Video games can be an incredibly expensive hobby.

Luckily, there are a ton of incredible games for the PlayStation 4, Xbox One, Wii U, and PC that are less than $20 right now!

*SEE ALSO: 13 video game consoles you've probably never heard of*

-"Batman: Arkham Knight"-

The fourth installment in the "Batman: Arkham" series, "Batman: Arkham Knight" was the first in the franchise developed for PlayStation 4 and Xbox One. As such, the game is absolutely gorgeous.

In addition to climbing and gliding across Gotham, this game marks the debut of the Batmobile, allowing you to charge through the streets blazingly fast. When the going gets tough, however, the Batmobile transforms into a tank mode that lets you maneuver more deftly through the city's winding corridors.

"Batman: Arkham Knight" also features incredible voice acting across the board, especially from Kevin Conroy and Mark Hamill, who perfectly nail the chemistry between Batman and The Joker (respectively).

*Platforms*: PlayStation 4, Xbox One, PC

Buy it on Amazon.-"Child of Light"-

"Child of Light" is an unusually intimate and beautiful game unlike anything else you've ever played.

It's structured like a fairytale, meaning all the characters speak in rhyme, and the art style looks like it was carefully painted by hand with watercolor.

You play as Aurora, a young girl stranded in the middle of a fantastical world trying to find her family and return home. Along the way, you'll meet magical creatures, fight evil goblins and demons, slowly unraveling the mysteries of where you are and how to escape.

*Platforms*: PlayStation 4, Xbox One, PC

Buy it on Amazon.-"Dishonored: Definitive Edition"-

When "Dishonored" came out in 2012, critics were blown away by its ability to seamlessly blend stealth and action gameplay.

You play an assassin framed for the murder of Dunwall's Empress, and it's your job to set the record straight. Whether you do so vengefully or with tact is up to you.

Rather than have highly structured levels with just one solution, "Dishonored" lets you choose how to proceed: take out enemies one-by-one without ever being detected, or blast in and use any number of supernatural abilities at your disposal.

*Platforms*: PlayStation 4, Xbox One

Buy it on Amazon.
See the rest of the story at Business Insider Reported by Business Insider 6 hours ago.

7 Things to Never Hide From Your Mortgage Broker

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By Deborah Kearns

After you submit a mortgage application, you'll be expected to document standard financial details such as your income, tax returns, employment history and bank assets. But it's the not-so-obvious things that you don't disclose to your mortgage broker or lender that could derail your home purchase.

It's true that lenders give you what feels like a financial colonoscopy to determine your ability to repay your loan. After all, they're taking the upfront risk by fronting hundreds of thousands of dollars to help you buy a home, so you can't blame them for making sure you're legit, right?

That said, it can be tricky to know what details to share with your lender as you wade through the process. When in doubt, though, undiluted honesty is always the best policy, say lending experts Kyle Kamrooz, co-founder of online lending platform cloudvirga, and Jason Pierce, assistant sales manager with American Financing in Aurora, Colorado.

Here are seven things they say you should always disclose from the start:

*1. Large bank deposits*
This one is a biggie. Mortgage lenders require at least two months' worth of bank statements, Kamrooz says, pointing out that large cash deposits send up major red flags in underwriting. Be prepared with documentation and a good reason to explain deposits more than $100, or you risk stalling the underwriting process, he adds.

*2. Employment changes*
Most lenders will check your income and employment more than once throughout the transaction. If you anticipate a job change, lose your job or start your own business -- which changes your tax status (for instance, moving from a W-2 to a 1099 for self-employment) -- tell your lender right away, Pierce says. Not doing so can impact your eligibility to qualify for a loan and pose a problem before closing.

*3. Income of all types*
How much you earn is a key piece of the lending puzzle, and you don't want to lie about it and wind up with a loan you can't afford. If you haven't been at the same job for at least two years, you'll need to provide a documentable job history for each position you've held in that time frame. And word to the wise: Don't try to hide any source of income, or you could put your entire loan application -- and goodwill with your lender -- in serious peril. "It never pays to lie," Pierce says.

*4. Divorce, child support or bankruptcies*
Believe it or not, these personal details are all fair game for your lender, too. If you don't disclose income from child support or alimony (or that you pay it to a former spouse), there's a potential for a lot of liabilities now and in the future, Kamrooz says. Also, if you've had a bankruptcy filing recently, you typically have to wait two years after the bankruptcy is discharged before a lender will consider you for a new mortgage loan.

*5. Past addresses for previously filed tax returns*
A lender qualifies you based off your income, and your IRS tax returns for the past few years give credence to verifying your income. Your lender will request a copy of your tax transcripts and compare that data against the income documentation you've provided, Kamrooz says. If the addresses don't match up, it could create a verification issue for your mortgage application. Make sure you have a list of past addresses handy in case your lender requests this information so your loan doesn't get derailed.

*6. New loans or major purchases*
You've probably heard that you shouldn't buy a new car or take out a big loan right before or while you're applying for a mortgage. That wisdom is spot-on and the reason is simple: It increases your debt-to-income ratio, Pierce says. This is especially true for lower-income or Federal Housing Administration loan borrowers, who typically have a tight DTI to begin with, Pierce adds. The higher your DTI, the higher your interest rate and the riskier you are to a potential lender, which can impact what type of mortgage you qualify for.

*7. Plan for your financial assets*
You have to come up with a large sum of money for your down payment and closing costs, and your lender will expect proof that you have ample funds to follow through with your purchase. Many borrowers don't have a plan for where some of that money will come from, and they really need to have that sorted out ahead of time, Pierce says. If you're not sure how to structure things, ask your lender for guidance and to give specific examples of assets you should account for, such as checking and savings accounts, retirement and pension accounts, brokerage accounts, college savings funds, and financial gifts from friends/relatives.

Deborah Kearns is a staff writer at NerdWallet, a personal finance website. Email: dkearns@nerdwallet.com. Twitter: @debbie_kearns.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 1 hour ago.

Mediterra earns Grand Aurora Award for Best Community Site Plan in the Southeast

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Mediterra was recognized with a coveted Grand Aurora Award for Best Community Site Plan during the 35th Annual Aurora Award competition recently presented by the Southeast Building Conference (SEBC) and the Florida Home Builders Association (FHBA).

Naples, Florida (PRWEB) August 10, 2016

Mediterra was recognized with a coveted Grand Aurora Award for Best Community Site Plan during the 35th Annual Aurora Award competition recently presented by the Southeast Building Conference (SEBC) and the Florida Home Builders Association (FHBA).

London Bay Homes’ Capriano model home in Mediterra also earned an Aurora Award for best custom home in the 4,000 to 6,000 square foot category. Nestled within Lucarno – a village neighborhood inspired by the charm and classic style of Europe’s Mediterranean region – the four-bedroom, single-family luxury villa has won numerous awards. The popular home sold for $2.4 million prior to its completion. Two additional Capriano models showcasing the award-winning talent of Romanza Interior Design are currently under construction and scheduled for completion this fall.

“From its homes to its coveted lifestyle, Mediterra was designed as Naples’ premier luxury golf and beach club community,” said Mark Wilson, president and CEO of London Bay Homes. “No detail has been overlooked, including an ambience reminiscent of the Italian countryside with its rolling hills and tree-shaded streets.”

Judges considered not only Mediterra’s beauty – from its entry and individual neighborhoods, as well as homes, like the Capriano – but also its amenities, topography, environmental landscape, streetscapes, common areas and recreational spaces.

Mediterra offers intimate neighborhoods tucked into nature preserves, parks, lakes, a formal European garden, and the community’s two Tom Fazio-designed championship golf courses. In addition to a private Beach Club on the Gulf of Mexico, Mediterra offers eight miles of walking and jogging trails; a fitness complex with tennis and bocce courts, swimming pool and spa services; and a 32,000-square-foot clubhouse featuring formal and casual dining.    

Honoring businesses in architectural design, interior design and planning, the Aurora Award competition drew 335 entries in 57 categories. Mediterra competed against communities within the 12-state region stretching west to Texas and Louisiana, north to Virginia and also including the eastern Caribbean.

For more information, visit http://www.MediterraNaples.com, call 239-949-8989, or visit Mediterra, located on Livingston Road, two miles north of Immokalee Road and west of I-75. The Mediterra Sales Gallery is open daily. Reported by PRWeb 12 hours ago.

Westell Technologies Reports Fiscal First Quarter 2017 Revenue of $14.8M

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Westell Technologies Reports Fiscal First Quarter 2017 Revenue of $14.8M AURORA, Ill.--(BUSINESS WIRE)--Westell Technologies, Inc. (NASDAQ: WSTL), a leading provider of high-performance wireless infrastructure solutions, today announced results for its fiscal 2017 first quarter ended June 30, 2016 (1Q17). Management will host a conference call to discuss financial and business results tomorrow, Thursday, August 11, 2016, at 9:30 AM Eastern Time (details below). Consistent with the Company’s preliminary announcement on July 27, consolidated revenue in 1Q17 was $14.8 Reported by Business Wire 6 hours ago.

Man convicted of impersonating police officer in attempted fake Aurora traffic stop

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A 23-year-old man has been convicted of impersonating a police officer last year while attempting to pull over a woman in Aurora, prosecutors say. Reported by Denver Post 5 hours ago.

New commander to lead 460th Space Wing at Buckley Air Force Base

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A new wing commander will take control of the 460th Space Wing based at Buckley Air Force Base in Aurora. Reported by Denver Post 2 hours ago.

Drive-by shooting in North Seattle injures 3 men

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The Seattle Police Department gang unit is investigating after three men were shot near North 96th Street and Aurora Avenue North. Reported by Seattle Times 13 hours ago.
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